Choosing between self-managed cash loading and armored car services depends on your specific situation, location, and risk tolerance.
Two Ways to Load Cash
Self vaulting with your own cash float or third party armored services. A hybrid approach uses armored for high risk times and self vaulting for nearby sites.
Security and Logistics
Count room access policy, dual control on safe keys and codes, discrete transport routes, and varied load times. Keep a simple chain of custody log.
When Self Vaulting Aligns
Close proximity sites, predictable weekday volume, and strong in house process discipline.
When Armored Fits Better
High volume tourist areas, overnight operations, or when many sites require the same day load window.
Float Math
Float size equals expected withdrawals between loads plus a buffer for variance. Track cash out incidents to tune the number. Start from expected transactions and average withdrawal size. Add a buffer for weekends and events. Adjust after the first month of data.